Miguel Dumandan is a licensed insurance agent duly accredited by FWD Life Insurance Company (Philippines), Inc., registered with and regulated by the Insurance Commission of the Philippines.
This website, ProtektadoPH.com, is operated independently by Miguel Dumandan as a personal marketing platform and is not an official website of FWD Life Insurance Philippines.
FWD Life Insurance Company (Philippines), Inc. is licensed and regulated by the Insurance Commission of the Philippines. All insurance products featured or discussed on this website are subject to the terms, conditions, and approval of FWD Life Insurance Philippines and the Insurance Commission.
The information provided on this website, including the Family Protect Assessment, is for general informational and lead generation purposes only. It does not constitute:
All insurance coverage is subject to underwriting, policy terms and conditions, and final approval by FWD Life Insurance Philippines.
Where life insurance products have investment-linked or savings components, past performance of fund values does not guarantee future results. The value of investment-linked policies may fluctuate. You should carefully read the product disclosure statement and policy terms before making any insurance decision.
While every effort is made to ensure the accuracy of information presented on this website, product details, premiums, benefits, and terms are subject to change without notice. The definitive terms of any insurance product are contained in the official policy documents issued by FWD Life Insurance Philippines.
The content on this website is provided in good faith for informational purposes. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information. Any reliance you place on such information is strictly at your own risk.
This website may contain links to third-party websites, including FWD Life Insurance Philippines. We have no control over the content and nature of those sites and accept no liability for any content found on linked pages.
This Disclaimer and all matters related to this website shall be governed by the laws of the Republic of the Philippines. Any disputes shall be subject to the exclusive jurisdiction of the appropriate courts of the Philippines.